Personal Credit Builder Fresh Start Program Start Price - Current Price - Time Left - Bid Count 0 Buy It Now Price - Reserve Price - Start Time Monday, November 10, 2008 End Time Wednesday, December 10, 2008 Location Aurora, CO See more about 'Personal Credit Builder' Description CPN  Link  |   Link  |   Link     Credit Privacy Number ProgramBuild a personal credit score and get the MONEY/CREDIT you deserve!!                         The Credit Privacy Number   Do you have the need to have access to money for your business, but your creidt score isn't allowing you to get access to lines of credit?   Are you a real estate investor that has been caught in the mortgage bubble and now cannot get money to fund your deals?   If so, continue to read ahead for the solution is here!   You may be a candidate for a Credit Privacy Number!     WHAT IS IT? The CPN is a nine-digit number that has the exact same genetic makeup of a Social Security Number. This is not a government issued number like an EIN or TIN. This number is NOT a new social and NOT a tax ID or EIN. It is simply an available file number at the credit bureaus that can have financial information reported. You have the right to establish this number only once, so do not abuse it. This explanation is not here to advise anyone to misrepresent your Social Security Number, as you are completely responsible for any debts you incur using your Credit Privacy Number.   YOUR RIGHTS It is your legal right to keep your Social Security Number private, and use a separate number for any credit related purposes. You are only required by law to disclose your Social Security Number to the Internal Revenue Service, your employer, when registering a motor vehicle, buying a firearm, or applying and obtaining a federally-insured loan such as FHA, Fannie Mae, etc. I encourage you to use the laws to your advantage. Each credit bureau works on a different schedule.   In addition, the CPN is used by celebrities, pro athletes, congress members/government workers, and witness protection participants. For example, celebrities and athletes use it because the media can use their SS# to track what they are buying, and where they are simply by tracking their credit cards. Further, in example, Congress holds special privileges to the law; therefore, their privacy needs to be protected. In another example, witnesses under protection can be located if they use their true social security number for transactions. This is the reason why there is the existence of a Credit Privacy Number program.   Legality of the CPN: Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number. Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act:   (a) (1) It shall be unlawful for any Federal, State or Local Government Agency to deny any individual any right, benefit, or privilege provided by law because of such individual´s refusal to disclose their Social Security Account Number.   The law states that No federal, state, or local government agency may deny you any right, privilege or benefit due to your refusal to provide your SS # for any other reason than producing money for retirement account with the Social Security Administration, the IRS and your employer today. Credit Bureaus are not legally allowed to "require" your Social Security Number. In our country´s present credit reporting system a person may be assumed guilty and then must expend a great deal of time and resources to prove his or her innocence. Additionally, once a negative item is in a credit file it may remain long past the 7 year time period most people believe is used. Additionally, a misreported item can show up in a credit report multiple times.   When it comes to credit, banking and loans, there are two things you must know. The first relates to the law pertaining to the usage of your social security number as an identification tool. The second, credit bureaus are private companies and are not affiliated with the government in any way, whatsoever. Although, the credit bureaus would like you to think otherwise.   What all this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except when required to do so. All that to say: Instead of a Social Security Number, with the right planning, you now have the opportunity to establish a Credit Privacy Number (CPN), as it is your right to have one.     FAQ   How does this program work? By understanding the law and applying credit re-establishment techniques, our proven techniques specialize in the establishment of credit through a completely separate and legal entity. With your new completely separate legal entity, you will be able to build a new credit-worthy profile.   Is it Legal? Specifically there are no laws that say that consumer cannot develop or obtain the additional supporting criterion to apply and obtain credit as long as it is not done with the intent to defraud. The legality of creating a new credit file has always been a topic of great debate. The credit file is based primarily on the fact that there is no intent to defraud and or make untrue misrepresentations. It is the belief of many professionals, that it can be done legally as long as no fraud is intended (intent is the key word).     Is the NEW 9-digit number a second Social Security Number? NO; It is not a second Social Security Number. Your new 9-digit number will be assigned to you for credit establishing purposes only. You will continue to use your SS# for employment, taxes, state benefits and for your driver’s license.   Can I use the new 9-digit number on credit card applications? YES; You can use your new credit profile to obtain major credit cards, department store cards, gas cards, auto loans, bank loans, and any other type of financing you desire.   Can I use my new 9-digit number for employment? A: In most cases no, remember one of the criteria for using your current social security number is for employment. Employers have to use your social security number to report wages earned and taxes owed to the IRS by law.   Does this affect my driver’s license, current SS#, or any other personal identification? A: No. This program utilizes the law to establish a completely separate and legal entity from your current individual profile. Your name, driver’s license and other forms of ID will not need to change in any shape or form.   What about on a credit application, won't they ask me for my social security number? A: Credit applications will always ask for a social security number because this is the most convenient way for creditors to get a hold of as much personal information as possible. But with this type of credit re-establishment through a completely separate and legal entity, they will require the new entity information which will be in the form of your new profile information including new 9-digit number. Your new 9-digit number will be the identifier for your new profile and not your social security number. Also remember, you do not have to release your social security number without mandatory disclosure.       Fresh Start Financing Program     Are you looking for a fresh way to start the rest of your life? No questions asked? Have we got a program for you!  I'm talking about a new CPN, trade lines (seasoned), approved loans and major credit cards. Through our network of exclusive credit partners, we offer you: the tools you need to establish new credit lines, repair financial mistakes you may have made—and get you the financial backing to start a business or maybe just a little security for you and your family. Review this information and make your bid. We are ready to start you on your way to a new debt-free lifestyle.   The Package: $3,500.00 initial payment to start program:   You receive your personal CPN and 4 tradelines posting within 7-14 days. You will receive several lines of revolving credit accounts which will total $100,000 or more. The entire process will take six to eight weeks from inception. After the lines are established you will be billed a total of 18% of the aggregate lines of credit. Of the initial payment of $3500.00, the CPN and building of the trades costs $1500.00. The remaining funds go towards processing and ensuring the accuracy of the services being provided.   Lines of credit or personal loans are all financed through major banks such as Wells Fargo and Bank of America as well as smaller regional banks.   As an appreciation to our clients who introduce new clients into our program, we do offer a referral incentive.    All contracts have a full money back guarantee if we fail to achieve the stated funding goals for any reason whatsoever.  Please contact us for more details.   *Submitting an application does not guarantee acceptance into this program. My company reserves the right to refuse/deny any application at its sole discretion.All forms are sent via email. Consultations are over the phone and email/fax. If you life in the greater Denver Metro Area we will meet with you in person. All customers are welcome to fly out to Denver to meet with our firm.     My company is only offering this to individuals that have good intentions of using our program. All winning clients will receive a consultaion phone call with our firm to discuss why you want to use this service. I will not give this to everyone that wins this auction because my company doesn't want a bad name for abuse of using this elite system. If after the consultation call we both agree that it doesn't fit, Your money will be refunded!   I'm offering this service for ONLY 4 people over the next 30 days   FIRST COME FIRST SERVE   God Bless                     SquareTrade © AP6.0 Place a Bid!